You’ve been working toward this goal for most of your adult life: but are you really ready to retire? Here are five questions you should ask yourself before riding off into the sunset.

1 – What Type of Retirement do you Envision? Different people choose to enjoy retirement differently. Some have always dreamed of traveling the world and enjoying lavish vacations on a regular basis. Others will be totally content simply kicking back in their hometown with friends and relatives. Some may even seek part time work and/or volunteer options in order to stay busy and feel productive. Knowing what type of retirement you want will help you plan more effectively.

2 – What Types of Insurance Will You Need? Though the ideal time to purchase a life insurance policy is in early adulthood, many people don’t get around to this until later in life. Purchasing a policy will help your family care for themselves and cover your final expenses, which is something to consider. Long-term care insurance is another possibility: in the event that you require a caretaker at some point along the road, this will also ease the burden on your family.

3 – What Expenses And Needs Will You Have? Many costs associated with work will decline once you retire: you will no longer need to maintain a professional wardrobe, finance your daily commute, or eat out due to being busy. However, it is important to think about what you will be spending money on.

4 – Where will You Live? Some people enjoy retirement from the family home; others chose to move to an area with a better climate, or with lower costs of living, or closer to their kids, etc. The costs of moving (and the cost of living in your new location) should be taken into account.

5 – What Assets and Income Sources Are You Counting On? Social security may be able to help to some extent, but you will probably want/need more. (And counting on the government to continue financing social security is a gamble in its own right.) This is why building a savings account and a diversified portfolio is a necessity. Visit Red Rock Secured to learn more.

 

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How knowledgeable are you about your finances?

If you don’t currently have a money mindset, there are ways to cultivate one. Be patient with yourself as you go through the process. The most major breakthroughs happen when you least expect them.

You can develop mindfulness about money by doing the following:

  • Creating a monthly budget that includes earnings, savings, and expenditures. Taking an up-close-and-personal look at your finances can be frightening if you’ve been avoiding it. Never fear, though. Getting real about how you earn, save, and spend your money is very freeing. It gives you an idea of which steps to take next. After all, if you don’t know what you’ve got to work with, you’ll overspend and save too little.
  • Coming up with a definitive date to retire and working toward that goal. The best goals are SMART. They are Specific, Measurable, Attainable, Realistic, and Timely. Having a good idea of when you’d like to retire allows you to save and invest up until that date. It provides you with a blueprint of the things you’ll need to do in the meantime to financially prepare for retirement.
  • Reading books, listening to podcasts, and watching TV programming pertaining to personal finance, wealth, and investments. Take a moment to increase your financial IQ. There are many wonderful resources that help you along the way. We provide lots of information about investing in gold, silver, and platinum on our website. That way, you can make an informed decision about how much to buy from us and where to keep your precious metals stored.
  • Working closely with a trusted financial advisor. Get advice from a professional as soon as you can if you haven’t already. They can steer you in the right direction when it comes to saving and investing. Remember, however, that you need to be very specific about your future financial goals. That way, the advisor isn’t making suggestions based on what they know but what they know is right for you and your unique situation.
  • Identifying opportunities to change the way you spend. There are many ways to look closer at your personal lifestyle habits. From tracking your spending manually by using a notebook and pen to keeping a spreadsheet of expenditures so that you can see where your money is going are helpful ways to get more financially fit. There are also apps that allow you to keep track of your budget and even pay down debt using a snowball method. Whichever you choose, start getting real about why you spend the way that you do. Then, change your course by spending less and saving more so you can live a more comfortable existence throughout your retirement.

Red Rock Secured provides a valuable service for people wanting to retire with wealth. By investing in precious metals such as gold, silver, and platinum, you’re able to diversify your portfolio without exorbitant fees or penalties from the IRS. You have a tangible investment that you can liquidate and use whenever you need it most. It’s just another way for you to prepare for retirement by exercising a mindful money mindset.

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Make the right choices for a better and brighter future!

So, you want to prepare for retirement with your social security, right? How can you make that happen? Have your initial investments grown enough to support you through the latter stages of life? If you’re wanting to try something new to Prepare for Retirement diversify your portfolio, Red Rock Secured here to help. We offer investment options that include gold and silver which retain and increase in value significantly. Best of all, these options help you round out your investments by allowing you to put your money into something you can physically see and touch such as coins.

Here are five ways Red Rock Secured helps its customers prepare for retirement:

  1. By providing excellent customer service. Having someone to talk to about your investments is very reassuring. We’re skilled and knowledgeable about precious metals and can provide you with the information needed to make a sound decision about the investments you make with us. It’s important that you feel confident about investing with us. That’s why we provide the information that we do on our website. We also make ourselves available to answer any questions that come up so that you’re making an informed decision that helps finance your future and Prepare for Retirement.
  2. With our Gold & Silver Retirement Kit. If you don’t have time to speak to us right away, you can access our kit which helps introduce the idea of investing in precious metals. You can peruse the information when it is convenient for you and reach out to us when you have the time to discuss the matter in-depth.
  3. Through our Home Delivery IRA. We make arrangements to deliver your investments to your home so you don’t need to travel to get them. This level of customer care is astounding as many businesses do not offer such a service to their customers. We make it as easy as possible for you to invest in precious metals.
  4. With access to an attorney who can explain the legalities of investing with us. You don’t need to do extensive research to find a legal professional to assist you. Red Rock Secured provide information about our choice on our website. That way, all you need to do is fill out the form above to get your FREE Guide to Gold Investing that will help Prepare you for Retirement
  5. Through our downloadable resources. After you contact us you will be able to print the documents you need. Making fast work out of informing yourself about investing in precious metals. It allows you to share this information with a spouse or financial investor so that they, too, possess the knowledge about our services that you now have.

Red Rock Secured offers insight that can help Prepare you for Retirement. Protect your assets by investing in precious metals. You’ll be glad that you were given the option to do so by a team of trusted individuals who have your best interests in mind. Find out for yourself how easy it is to invest in gold, silver, and other precious metals. Contact Red Rock Secured for more information today.

 

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Many Americans are ill-prepared for retirement. Some confess that they have less than $1,000 saved for their Golden Years. The rising cost of healthcare provides many concerns for retirees, who on average, spend hundreds of thousands of dollars on out-of-pocket medical expenses as couples during retirement. If you want to avoid spending through your savings too quickly, there are some things you should do. Consider this your short but focused guide on how to maintain your savings once you have accumulated wealth.

What’s Eating Your Retirement Savings?

The most common things that drain a retirement savings account fast are unexpected medical bills, a change in living arrangements, vacations out-of-state and out-of-country, and assisting adult children and grandchildren. Although it may be your wishes to take care of all of the above, the amount of money you’ve put away for retirement may be insufficient if you don’t plan accordingly. Seeking the advice of a professional adviser is the best way to make the most of the money that you’ve saved throughout the years.

How to Ensure That You Have Enough Saved for Retirement

Each person’s needs differ. You may be entirely comfortable living on less money than a family member or friend. Or, you may have an existing health condition that requires lots of money to treat. Either way, you’ll want to make sure that you have enough money saved to see you through all your days of retirement. After all, men and women are living longer these days and you may defy the odds by living to be 100!

Here are some of the things you can do to protect your investments:

  • Don’t put all of your eggs in a proverbial basket. Your nest egg deserves protection. The more sources of income you have making you money while you work, the better. Your financial adviser will emphasize this point regularly. Instead of throwing all your savings into one type of investment, find multiple things to invest in so that your portfolio is padded and diverse.
  • Max out employee 401K accounts. If your employer offered a retirement savings fund that they were willing to match, it’s important that you max out the investments by putting in the most money that you can each paycheck. For example, if the company you work for will match dollar for dollar for three to six percent of your income earned, do your part to make sure that you get every penny you can from them.
  • Start thinking about how you can create your ideal lifestyle now. There are a number of considerations to make before retirement. The more you mentally prepare for the event, the better prepared you’ll be financially when the time comes for you to leave the workforce. Consider where you’ll live after retiring. Start pricing out housing or making arrangements with a family member to live with them while you have the time to iron out the details. It’s not a time to fly by the seat of your pants!

Learn more about what Red Rock Secured can do for you take back control of your retirement savings by getting your FREE GUIDE to investing with gold. Take advice from your financial adviser and continue to diversify your portfolio to maximize the money you make off your retirement savings. An investment in precious metals such as gold and silver has a lot to offer you by being a stable source of wealth in upcoming years.

 

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60 Years Experience

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GOLD IRA GUIDE