A brighter future for you exists with precious metals.

The Thrift Savings Plan or TSP for Federal employees was created to give members of the United States armed forces and government workers the opportunity to experience a brighter future upon retirement. The tax-deferred savings and investment option is one that many people view as their ticket to the ideal lifestyle after leaving the workforce. If you have a TSP and want to further diversify your investment portfolio, precious metals are the right option for you.

Federal Retirement TSP : Why Gold, Silver, Platinum, and Palladium Give You Greater Freedom

The US dollar doesn’t spend like it used to. As the cost of living continues to rise, you must make sound investments in anticipation of the future so you’re able to enjoy a comfortable retirement lifestyle. For every dollar that you earn working, you want it to go as far as it possibly can. Investing in bonds and digital currency comes with a great deal of risk.

If you want to stand a chance of coming out on top once you do retire, diversifying your portfolio with precious metals is the ideal solution. Here’s why. Gold is recognized as a currency worldwide. It’s a respected investment option by people in nearly every country.

Protect Yourself Against Inflation, Economic Upheaval, and Presidential Decisions

Unlike Bitcoin and other forms of cryptocurrency, it’s accepted as a form of payment. People know the value of gold and other scarce precious metals. The currency isn’t printed on demand and sold for less of its value, either, like President Trump proposed to do with the US dollar recently.

Your household shouldn’t suffer because of choices made by governmental officials, heads of corporations or Wall Street. Buying precious metals with your savings is one of the wisest decisions you’ll make. Transferring your current IRA into a Gold IRA takes no time at all and won’t cost you extra in fees or penalties.

The taxes you pay on the profits you make from the sale of your precious metals post-retirement are many years in the future. You can enjoy watching the price of gold and silver increase as the future of other types of currencies falter. Red Rock Secured will set you up with Home Delivery or provide you with Depository Storage of your precious metal purchases.

Your financial future doesn’t need to be left to chance. You’ve got options for how you’ll take your TSP or Federal Retirement TSP and use it. Rather than rely on diversification methods that prove to be volatile, choose the better option by investing in gold, silver, platinum, and palladium.

Choose the Retirement Lifestyle That You Find Ideal and Exciting

Protect your investments by diversifying your portfolio further with the addition of precious metals. You can take your current retirement savings and put them into a Gold IRA. Doing so gives you greater freedom over your finances and allows you to dictate the type of retirement experience you’ll have in the future. You can also use post-tax dollars to buy the gold, silver, platinum, and palladium that you want to add to your portfolio.

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TSP Investment Advice

To better understand the best way to invest in the Thrift Savings Plan or TSP is to first know what is TSP. Once you’ve covered that ground then you need TSP Investment Advice, it’s best to know what advantages it provides for investors like you. Having that knowledge makes it easier for you to decide whether or not the option is right for you and your plans for retirement.

What is the Thrift Savings Plan?

A Thrift Savings Plan is a retirement saving plan exclusively offered to Federal employees and members of the uniformed services. It was introduced in the late 1980s by the adoption of the Federal Employee’s Retirement System Act for government workers and members of the military. A TSP may be automatically contributed to with each paycheck earned and in some cases, matched by the agency a person works for.

Typically not taxed until after retirement age, a TSP is similar in set-up as a 401K with the employer matching a certain amount of money saved by the employee. A Roth TSP gives people greater freedom to use their post-tax dollars to invest at the same time that they are making contributions to their normal TSP with pre-tax dollars.

Advantages of Having a TSP

The advantages that come with having a Thrifts Savings Plan are well-documented. To illustrate its value, we’ve listed a few below for reference purposes. You can then see for yourself why so many civil servants opt to invest their money this way.

A TSP allows you to enjoy employer-matched retirement contributions much like you would if you were working in the public sector. That means you’re able to amass a considerably large nest egg faster than you would if you, alone, were investing. There is typically a threshold that you must reach to ‘tap’ out of employer contributions which takes time if you’re only contributing small amounts to your TSP.

Six Funds to Invest in with a TSP or Roth TSP

Both a TSP and a Roth TSP offer six types of funds to invest in. Knowing which is right for you takes time and research. It’s worth knowing a little something about each.

They are Government Securities Investment (G) Fund, Fixed Income Index Investment (F) Fund, Common Stock Index Investment (C) Fund, Small Capitalization Stock Index Investment (S) Fund, International Stock Index Investment (I) Fund, and Certain Life Cycle (L) Funds. The final option includes a mixture of individual funds securities. Each has its advantages and disadvantages which you’ll learn more about by researching the funds.

Now, you have a better understanding of the options that await you as a civil service employee.