Update it to include precious metals by learning how to do just that now.
Today’s retirees have a lot more to consider than their parents and grandparents did. The way that inflation affects the US dollar in modern times is far greater than it was in the past. Fewer companies offer pensions and some don’t even match retirement contributions despite claiming to care about their employees and their financial futures. If you’ve been fortunate enough to have your 401K contributions matched, consider yourself one of the rare few. Business structures differ drastically than they did when you first started your working career out of high school or college and not all companies are future-minded when it comes to their workers.

Gold IRA Retirement Planning
So, what do you do about that old retirement plan? How do you make it meet modern requirements for a satisfying standard of living? If you want to avoid the upset that comes with losing large sums of money with your retirement investments, it’s time to start thinking about transferring your savings into a Gold IRA Retirement.

Benefits of Investing in a Gold IRA Retirement
To fully understand the scope of benefits that come with investing in a Gold IRA Retirement, it’s important to know how it works. Essentially, you’re taking the contents of your traditional IRA and using the money you saved plus the interest it earned to purchase precious metals. The process is penalty-free, fee-free, and non-taxable until you make a withdrawal from your gold IRA retirement account. The coins or bullion that you buy is delivered to your home via our Home Delivery service or kept in a Depository protected by Lloyd’s of London.
Among the many benefits you receive from investing in gold, these are the most well-known and noted:
• Peace of mind knowing that precious metals seldom lose value. In fact, studying today’s market allows you to see how gold prices are on the rise despite political and economic issues. Since 1990, the US dollar has lost nearly HALF of its purchasing power which means that by the time you pay taxes on your retirement savings, you’ll have even less to work with. Inflation eats up profits so the more money you start with, the better chances you have of living the retirement lifestyle you hoped to enjoy.
• Gold IRA is a form of currency recognized around the world. Digital currency such as the Bitcoin is not accepted by certain countries who do not view it as having value. Gold has a great reputation throughout the globe as being something rare and valuable. It’s not exclusive to one region of the world, either, the way US dollars and cents are. You can buy gold coins from nearly every country there is.
• It’s a tangible good that you can hold in your hands. Although proof of some investments come in the form of paper, they’re intangible. Precious metals can be held in your hands, inventoried, and turned into cash rather quickly if there is a need to convert them. The same cannot be said about stocks and bonds which go through a rigorous process to make their funds available to you.
Make your old retirement fund work better for you today. You now know why investing in a Gold IRA Retirement is ideal. It’s time to start the process of converting your traditional IRA into a Gold IRA right away.

Gold IRA Retirement Make the Most Sense for Modern Retirement
Learn more about the value of a Gold IRA retirement by contacting Red Rock Secured for more information today. You’ll find valuable resources such as our free downloadable guides to investing on our website. Our blog also covers topics of interest and provides compelling reasons for investing in precious metals versus other types of investments. As always, direct your questions to us so we can answer them promptly and further convince you of the value of gold, silver, platinum, and palladium.

You’ve been working toward this goal for most of your adult life: but are you really ready to retire? Here are five questions you should ask yourself before riding off into the sunset.

1 – What Type of Retirement do you Envision? Different people choose to enjoy retirement differently. Some have always dreamed of traveling the world and enjoying lavish vacations on a regular basis. Others will be totally content simply kicking back in their hometown with friends and relatives. Some may even seek part time work and/or volunteer options in order to stay busy and feel productive. Knowing what type of retirement you want will help you plan more effectively.

2 – What Types of Insurance Will You Need? Though the ideal time to purchase a life insurance policy is in early adulthood, many people don’t get around to this until later in life. Purchasing a policy will help your family care for themselves and cover your final expenses, which is something to consider. Long-term care insurance is another possibility: in the event that you require a caretaker at some point along the road, this will also ease the burden on your family.

3 – What Expenses And Needs Will You Have? Many costs associated with work will decline once you retire: you will no longer need to maintain a professional wardrobe, finance your daily commute, or eat out due to being busy. However, it is important to think about what you will be spending money on.

4 – Where will You Live? Some people enjoy retirement from the family home; others chose to move to an area with a better climate, or with lower costs of living, or closer to their kids, etc. The costs of moving (and the cost of living in your new location) should be taken into account.

5 – What Assets and Income Sources Are You Counting On? Social security may be able to help to some extent, but you will probably want/need more. (And counting on the government to continue financing social security is a gamble in its own right.) This is why building a savings account and a diversified portfolio is a necessity. Visit Red Rock Secured to learn more.

REQUEST YOUR FREE GOLD IRA GUIDE by filling out the form above.

Successful retirement planning requires a great deal of foresight. Although it is impossible to say exactly how much money you will need once you have settled down, it is possible to make helpful estimates. In this article, we will take a quick look at a few of the most important ways that retirements could potentially reduce your expenses, along with a few of the most important ways that retirement could potentially increase your expenses.

How retirement could increase your expenses

• Relocation. Many retirees opt to move to a different part of the city, the country, or the world once they are no longer constrained by the physical location of their workplace. Perhaps you have always dreamed of living in a more tropical region such as Florida, for example — or perhaps you simply long to move closer to family or friends. If relocating is part of your plans, then you should definitely plan for moving expenses.

• Living Expenses. If you are relocating, then research living expenses in your new area — the cost of food, rent, necessities, etc. all vary based upon location.

• Entertainment expenses. Seeing shows, dining out, and participating in other entertainment activities cost money. And with increased free time, you will have lots of chances to participate in these pastimes.

• Inflation. The value of paper currency is always falling. Saving up — and investing in inflation-countering assets — is the only smart way to overcome this obstacle.

• Travel. Retirement is a time to spend with friends and family. It is also a time to achieve lifelong dreams such as seeing new places and experiencing new cultures. Doing these things requires money set aside for travel expenses, however. So be sure to calculate this into your retirement plans.

How Retirement Could Decrease Your Expenses.

• Commuting less. Your daily commute requires you to dish out big bucks for gasoline and car maintenance — once you retire, this won’t be the case.

• Your professional wardrobe. Suits, dresses, shoes, ties, accessories…the list goes on and on. Maintaining a professional wardrobe can be quite the expense. Aren’t you glad you wont need to do this once you’re retired?

• Restaurants. Retirement allows you to dine out when you want to dine out. If you are used to spending lots of money on lunches in the city during the workday, then you can prepare to lower that expense one you retire.

• Living expenses. We already mentioned that relocating can affect your living expenses — and this could possibly be a net positive!

Working on your personal retirement plan? Visit Red Rock Secured online today to learn more about your retirement planning options!

REQUEST YOUR FREE GOLD IRA GUIDE by filling out the form above.