You’re never too young to plan for your financial future!

The moment you start working, you’ll be faced with financial decisions concerning the pay that you’ve earned. As a person nearing retirement age, you see the importance of thinking ahead financially. You know how important a 401K plan and a diverse portfolio is. That’s why you’re glad that you learned at a young age to invest in your future. It’s what gives you a sense of security as you prepare to retire from your job.

The ideal age to start saving for retirement is whatever age you qualified for IRA contributions. You could have been in your late teens or early twenties. You may not have started planning for your financial future until your thirties. Whenever you decided to get serious about saving, you started to look into options that helped grow your nest egg.

If you invested $3,000 a year for ten years in a tax-deferred retirement account at the age of 25 and never invested another penny into your retirement fund, you’d have a $30,000 investment that amassed to $338,000 by the time you retired. That is, of course, if the annual return rate was 7%. This is assuming that you were in your mid-twenties when you made the investment.

If saving for retirement isn’t a possibility until you were in your late 30s, you could have still invested the same amount of money ($3,000) but done it for 30 years opposed to 10 years and had $90,000 of your own earnings to invest by the time you reached your 60s. At 7% annual return, you’ll have $303,000 which is a great deal of money by any estimation.

Gold and Silver Offers You a Secure Financial Future

One way to capitalize on your savings is to invest in gold and silver coins. It’s something that many future-focused people do to grow their nest eggs. Red Rock Secured offers precious metal buying services for its customers. We’re different than our competitors because we schedule home delivery of the coins opposed to having our investors pick them up.

Gold and silver often appreciate over time. As the demand for precious metals increases, its value also increases. The profits that you receive from the sale of gold and silver coins are very appealing. You won’t worry about making bad investment decisions or dealing with investors who don’t have your best interests in mind.

The benefits of investing in precious metals include diversifying your investment portfolio, the continued demand for gold and silver, the privacy that you don’t get through other types of investments, liquidity, and even knowing that gold continues to outperform the DOW for over a decade. Safety, security, and protection against dollar deflation are all reasons to invest in precious metals. They provide you with the protection you need as you grow older and your earned income decreases.

Learn more about our Tax-Free Penalty-Free IRA Transfer by contacting us by phone, filling out our online form and receive your Free Gold & Silver Retirement Kit. You’ll be able to learn more about our services and how you can guarantee your retirement so that it doesn’t disappear. Gain greater peace of mind and financial security by trusting us with your savings.

REQUEST YOUR FREE GOLD IRA GUIDE by filling out the form above.

It’s never too late to do what you can to Finance your Future.

If you got a late start saving for retirement, it’s more important now than ever to start saving away every penny that you can into a retirement fund. Diversifying your portfolio ensures a greater return on investment and provides you with more security than you currently have with no savings plan in place. If you fear that what you have put away won’t be enough to see you through all the years of retirement, what do you do?

The following list of suggestions help you better prepare for life after work when you haven’t saved much:

• Make saving your modus operandi. If you’re late to the saving game, you can still accumulate a sum of money by putting away $500 a month at an annual return of 6% for a grand total of $144,000. Double the monthly contribution to $1,000 and you’ll wind up with $288,000 saved. It’s far greater than the nothing you originally had to work with. Sure, the way you live your lifestyle could change dramatically, but it’s well worth it knowing that you’ve secured a better financial future for yourself as you age.
• Work with a trusted advisor and diversify your portfolio. Putting all your eggs in one basket isn’t advisable. Diversity is key. Having a variety of investment options at your disposable is essential especially late in the game. The right advisor will help you find the best things to invest in at the highest return rates. They’ll help you understand the risk you take by sinking money into different options, too.
• Don’t retire just yet. Keep working past the 65-year mark. Continue to save as much money as you possibly can so that you’re able to accumulate a larger nest egg to work with. A few years is all it takes to see a significant increase in what you have to live on. You’ll also get more in social security benefits. If you delay claiming the money for several years, you’ll see an increase of 7% to 8% in how much you’ll receive once you’ve retired.
• Consider the value of gold and silver. Precious metals are an option for you to consider. They cost different amounts and provide a tangible good for you to sell when the time is right. There are no penalties or fees involved in transferring your current IRA, either. To learn more about how gold and silver can help increase your financial security as a retiree, inquire about our Home Delivery or Self-Directed IRA. You can request a free Gold & Silver Retirement Kit from us by filling out a short form on our website.

Let Red Rock Secured help you plan for a brighter financial future for yourself and your family following retirement. Precious metals are the type of investment that retains and appreciates in value. If you haven’t thought about Home Delivery or Self-Directed IRAs, now is the time to do so. The clock is ticking. What have you done today to ensure a better tomorrow?

REQUEST YOUR FREE GOLD IRA GUIDE by filling out the form above.