A brighter future for you exists with precious metals.

The Thrift Savings Plan or TSP for Federal employees was created to give members of the United States armed forces and government workers the opportunity to experience a brighter future upon retirement. The tax-deferred savings and investment option is one that many people view as their ticket to the ideal lifestyle after leaving the workforce. If you have a TSP and want to further diversify your investment portfolio, precious metals are the right option for you.

Federal Retirement TSP : Why Gold, Silver, Platinum, and Palladium Give You Greater Freedom

The US dollar doesn’t spend like it used to. As the cost of living continues to rise, you must make sound investments in anticipation of the future so you’re able to enjoy a comfortable retirement lifestyle. For every dollar that you earn working, you want it to go as far as it possibly can. Investing in bonds and digital currency comes with a great deal of risk.

If you want to stand a chance of coming out on top once you do retire, diversifying your portfolio with precious metals is the ideal solution. Here’s why. Gold is recognized as a currency worldwide. It’s a respected investment option by people in nearly every country.

Protect Yourself Against Inflation, Economic Upheaval, and Presidential Decisions

Unlike Bitcoin and other forms of cryptocurrency, it’s accepted as a form of payment. People know the value of gold and other scarce precious metals. The currency isn’t printed on demand and sold for less of its value, either, like President Trump proposed to do with the US dollar recently.

Your household shouldn’t suffer because of choices made by governmental officials, heads of corporations or Wall Street. Buying precious metals with your savings is one of the wisest decisions you’ll make. Transferring your current IRA into a Gold IRA takes no time at all and won’t cost you extra in fees or penalties.

The taxes you pay on the profits you make from the sale of your precious metals post-retirement are many years in the future. You can enjoy watching the price of gold and silver increase as the future of other types of currencies falter. Red Rock Secured will set you up with Home Delivery or provide you with Depository Storage of your precious metal purchases.

Your financial future doesn’t need to be left to chance. You’ve got options for how you’ll take your TSP or Federal Retirement TSP and use it. Rather than rely on diversification methods that prove to be volatile, choose the better option by investing in gold, silver, platinum, and palladium.

Choose the Retirement Lifestyle That You Find Ideal and Exciting

Protect your investments by diversifying your portfolio further with the addition of precious metals. You can take your current retirement savings and put them into a Gold IRA. Doing so gives you greater freedom over your finances and allows you to dictate the type of retirement experience you’ll have in the future. You can also use post-tax dollars to buy the gold, silver, platinum, and palladium that you want to add to your portfolio.

Please Fill out the form to know more about Federal Retirement TSP and get a Free Gold Investing Guide.

TSP vs IRA

A lot of the information you find online is completely inaccurate

At Red Rock Secured, we’re faced with a lot of questions from customers who want to make the wisest investment options they can before retirement. Lately, we’ve been answering a lot of inquiries about the Thrift Savings Plan or TSP. Rather than spend even more time fielding calls about the subject, we decided to answer your inquiries here so more people benefit from the information.

Getting to understand the fee structure for IRAs and TSPs allows you to determine which is right for you as a government employee or member of the United States uniformed services. You’ll be able to save yourself money in fees by having knowledge of how both retirement funds work.

This short guide helps you get to know IRAs and TSPs more intimately. When faced with a decision as to which way to invest your retirement savings, you’ll know exactly why it benefitted you to choose the way you did.

Which Investment Option Offers the Lowest Fees (TSP vs IRA)

So, do Individual Retirement Accounts or IRAs have lower fees than Thrift Savings Plans or TSPs? It’s a really good question to ask considering the investment option you make significantly impacts your financial future. Avoiding paying any more money than you absolutely should ensures that you’ll have more to work with once retirement takes place.

What You’ll Be Charged for as an Owner of an IRA or TSP

If you own an IRA, there is an assumption that you’ll pay more but that isn’t necessarily the case. You won’t necessarily need a financial advisor to oversee the account, either, if you choose to do-it-yourself. There is a lot of contradictory reports on the internet telling you differently.

A TSP has an expense of .033 percent. You won’t be charged anything extra, however, in yearly maintenance fees or costs involved with trading. IRAs are subject to whatever fee structure the financial institution devised for themselves. Inquiring with the bank of your choice to learn which charge nothing in terms of maintenance fees and have NTFs or ETFs available is ideal because it saves you from paying unnecessary amounts of money to the institution.

Keep More of Your Money for Yourself

Taking the time to learn what there is to know about IRA fees and Thrift Savings Plan fees allows you to keep more of your hard-earned money for yourself. You face fewer expenses when you’re well-informed and understand what each type of investment option offers you. You’re then able to invest the way you see fit and secure your ideal retirement lifestyle and financial future.

We Can Help You Plan a Brighter Retirement Lifestyle

Let Red Rock Secured be a part of the planning process with you. We’ve got a lot to offer in the way of resources, so be sure to take a look around our website. As always, if you can’t find the answer you need, feel free to reach out to us right away. We’re invested in your future just as much as you are. Let us help ease your concerns by providing you with the information that you seek about IRAs and the Thrift Savings Plan.

TSP Investment Advice

To better understand the best way to invest in the Thrift Savings Plan or TSP is to first know what is TSP. Once you’ve covered that ground then you need TSP Investment Advice, it’s best to know what advantages it provides for investors like you. Having that knowledge makes it easier for you to decide whether or not the option is right for you and your plans for retirement.

What is the Thrift Savings Plan?

A Thrift Savings Plan is a retirement saving plan exclusively offered to Federal employees and members of the uniformed services. It was introduced in the late 1980s by the adoption of the Federal Employee’s Retirement System Act for government workers and members of the military. A TSP may be automatically contributed to with each paycheck earned and in some cases, matched by the agency a person works for.

Typically not taxed until after retirement age, a TSP is similar in set-up as a 401K with the employer matching a certain amount of money saved by the employee. A Roth TSP gives people greater freedom to use their post-tax dollars to invest at the same time that they are making contributions to their normal TSP with pre-tax dollars.

Advantages of Having a TSP

The advantages that come with having a Thrifts Savings Plan are well-documented. To illustrate its value, we’ve listed a few below for reference purposes. You can then see for yourself why so many civil servants opt to invest their money this way.

A TSP allows you to enjoy employer-matched retirement contributions much like you would if you were working in the public sector. That means you’re able to amass a considerably large nest egg faster than you would if you, alone, were investing. There is typically a threshold that you must reach to ‘tap’ out of employer contributions which takes time if you’re only contributing small amounts to your TSP.

Six Funds to Invest in with a TSP or Roth TSP

Both a TSP and a Roth TSP offer six types of funds to invest in. Knowing which is right for you takes time and research. It’s worth knowing a little something about each.

They are Government Securities Investment (G) Fund, Fixed Income Index Investment (F) Fund, Common Stock Index Investment (C) Fund, Small Capitalization Stock Index Investment (S) Fund, International Stock Index Investment (I) Fund, and Certain Life Cycle (L) Funds. The final option includes a mixture of individual funds securities. Each has its advantages and disadvantages which you’ll learn more about by researching the funds.

Now, you have a better understanding of the options that await you as a civil service employee.

Invest in gold, silver, and platinum with greater confidence.

A Thrift Savings Plan or TSP is designed for Federal employees as well as members of the uniformed services. It’s a retirement savings and investment plan as defined by the US Government. It was started in 1986 with the intention of helping people save and invest as much money as possible for retirement. It’s similar to what a private corporation would offer its employee in the form of a 401K. How much you accumulate in retirement income depends on the amount of contributions made while you worked as well as any agency contributions if eligible.

Understanding how precious metals relate to your retirement allows you to diversify your portfolio, secure your financial future, and fund a lifestyle that you love long after you’ve left the workforce. It’s important for you to save and earn as much as you can off of your investments so that you’re able to overcome any challenges that might take place after you retire. You’ll be happier overall and better capable of weathering storms as they come up when you have a wealth of money you can tap into at any time.

The Role Precious Metals Play in a TSP

Converting your retirement savings into a Gold IRA with us is easy. There are no penalties or fees for doing so, either. You can take what you’ve saved and turn it into tangible coins or bullion which you can see, hold, and touch. It continues to increase in value until you decide to cash it in and pay taxes on it. By the time you’re ready to do that, you can have a significant sum of money earned off your initial investment.

Our TSP Owner’s Guide to Gold is free to download and full of valuable information concerning precious metals. If you’re considering turning your TSP into an IRS-approved Gold IRA, you’ll find this resource incredibly useful. It contains the information needed to make an informed decision about your retirement funds.

We offer price matching on precious metals so you’re able to buy them at the best rates and free shipping with our Home Delivery option. Turning your TSP into gold has never looked more appealing. We even have our own Depository which is insured and protected from loss by Lloyd’s of London. You can keep your Gold IRA there until you’re ready to cash it in.

Gain Greater Understanding of Your Retirement Investments with Red Rock Secured

Convert your Thrift Savings Plan into a Gold IRA from Red Rock Secured today. We invite you to ask questions and get to know more about the services we provide by reading the four free downloadable guides provided on our website. You’ll gain valuable insight about our company and the different types of precious metals that we offer. You’ll learn quickly about the value of a Gold IRA and how advantageous home delivery of your gold, silver, and platinum is. Contact us for more information or to answer any questions you might have about a TSP and how it relates to precious metals.

REQUEST YOUR FREE GOLD IRA GUIDE by filling out the form above.