It’s much more than just cost driving your decision to settle down in a place.

You may be happy just where you’re at and plan to stay in your current home once you retire. Or, you could be planning your escape to a place with better weather, premium services for seniors or a location closer to your family. Whichever the case may be, location significantly impacts your retirement saving and the amount of money it will cost you to live.

Research Locations to Find the Best Option Available for You

If you are deciding to move and want to do so wisely, there are things you can do prior to retiring to prepare yourself for the process. The first is to research and visit the area you’re wanting to move to. That way, you have a good idea what it’s like to live there year-round.

Some considerations to make when selecting a city to retire in include:

• Size. How big of city or town are you comfortable with? Do you want to be among the hustle and bustle of a large metropolis or prefer a smaller and more intimate community with fewer people?
• Geographic Location. Do you have family or friends in the area? Is it considerably warmer year-round than where you currently live? Are there a lot of seniors there? Is something, in particular, drawing you to a city or state?
• Weather Conditions. Many retirees go where they can experience sunshine all the time. They love the states of California and Florida for this exact reason. Earthquakes and hurricanes aren’t a concern for people with sunshine on their minds. Are you the type of person who fears natural disasters or feels comfortable dealing with them?
• Cost of Living. How much money you’ll spend to live in a particular location is essential. After leaving the workforce, you’ll be required to live off your social security benefits and what you have saved and invested. You’ll want to make sure to get the most mileage out of every dollar that you have. Knowing what it takes financially to live in a certain place is very important and one of the biggest considerations you’ll make.
• Crime Rates. You’ll want to move to a place where you feel the safest. Learning about the crime rates of an area allows you to avoid moving to it. You can also take precautionary measures to safeguard your home and its possessions by installing an alarm system or security cameras if you want to feel extra protected in a place with some crime.

Choose your favorite city to retire in and start planning your move today while you still have the opportunity to work toward your goal. You don’t need to uproot yourself just yet. Having a place in mind, however, ensures that you have enough money put away to live in that location without suffering any big financial loss.

Prepare to Relocate by Having Enough Money Invested in Your Future

Investing your retirement saving in gold, silver, and platinum gives you liquid assets that you can convert to cold, hard cash anytime you need it. That means less hassle and greater financial security for you. Enjoying your retirement saving fully in the location that you always pictured yourself living in is a true possibility when you invest in precious metals with Red Rock Secured.

REQUEST YOUR FREE GOLD IRA GUIDE by filling out the form above.

It’s much more than just cost driving your decision to settle down in a place.

You may be happy just where you’re at and plan to stay in your current home once you retire. Or, you could be planning your escape to a place with better weather, premium services for seniors or a location closer to your family. Whichever the case may be, location significantly impacts your retirement and the amount of money it will cost you to live.

Research Locations to Find the Best Option Available for You

If you are deciding to move and want to do so wisely, there are things you can do prior to retiring to prepare yourself for the process. The first is to research and visit the area you’re wanting to move to. That way, you have a good idea what it’s like to live there year-round.

Some considerations to make when selecting a city to retire in include:

• Size. How big of city or town are you comfortable with? Do you want to be among the hustle and bustle of a large metropolis or prefer a smaller and more intimate community with fewer people?
• Geographic Location. Do you have family or friends in the area? Is it considerably warmer year-round than where you currently live? Are there a lot of seniors there? Is something, in particular, drawing you to a city or state?
• Weather Conditions. Many retirees go where they can experience sunshine all the time. They love the states of California and Florida for this exact reason. Earthquakes and hurricanes aren’t a concern for people with sunshine on their minds. Are you the type of person who fears natural disasters or feels comfortable dealing with them?
• Cost of Living. How much money you’ll spend to live in a particular location is essential. After leaving the workforce, you’ll be required to live off your social security benefits and what you have saved and invested. You’ll want to make sure to get the most mileage out of every dollar that you have. Knowing what it takes financially to live in a certain place is very important and one of the biggest considerations you’ll make.
• Crime Rates. You’ll want to move to a place where you feel the safest. Learning about the crime rates of an area allows you to avoid moving to it. You can also take precautionary measures to safeguard your home and its possessions by installing an alarm system or security cameras if you want to feel extra protected in a place with some crime.

Choose your favorite city to retire in and start planning your move today while you still have the opportunity to work toward your goal. You don’t need to uproot yourself just yet. Having a place in mind, however, ensures that you have enough money put away to live in that location without suffering any big financial loss.

Prepare to Relocate by Having Enough Money Invested in Your Future

Investing your retirement savings in gold, silver, and platinum gives you liquid assets that you can convert to cold, hard cash anytime you need it. That means less hassle and greater financial security for you. Enjoying your retirement fully in the location that you always pictured yourself living in is a true possibility when you invest in precious metals with Red Rock Secured.

REQUEST YOUR FREE GOLD IRA GUIDE by filling out the form above.

How knowledgeable are you about your finances?

If you don’t currently have a money mindset, there are ways to cultivate one. Be patient with yourself as you go through the process. The most major breakthroughs happen when you least expect them.

You can develop mindfulness about money by doing the following:

• Creating a monthly budget that includes earnings, savings, and expenditures. Taking an up-close-and-personal look at your finances can be frightening if you’ve been avoiding it. Never fear, though. Getting real about how you earn, save, and spend your money is very freeing. It gives you an idea of which steps to take next. After all, if you don’t know what you’ve got to work with, you’ll overspend and save too little.
• Coming up with a definitive date to retire and working toward that goal. The best goals are SMART. They are Specific, Measurable, Attainable, Realistic, and Timely. Having a good idea of when you’d like to retire allows you to save and invest up until that date. It provides you with a blueprint of the things you’ll need to do in the meantime to financially prepare for retirement.
• Reading books, listening to podcasts, and watching TV programming pertaining to personal finance, wealth, and investments. Take a moment to increase your financial IQ. There are many wonderful resources that help you along the way. We provide lots of information about investing in gold, silver, and platinum on our website. That way, you can make an informed decision about how much to buy from us and where to keep your precious metals stored.
• Working closely with a trusted financial advisor. Get advice from a professional as soon as you can if you haven’t already. They can steer you in the right direction when it comes to saving and investing. Remember, however, that you need to be very specific about your future financial goals. That way, the advisor isn’t making suggestions based on what they know but what they know is right for you and your unique situation.
• Identifying opportunities to change the way you spend. There are many ways to look closer at your personal lifestyle habits. From tracking your spending manually by using a notebook and pen to keeping a spreadsheet of expenditures so that you can see where your money is going are helpful ways to get more financially fit. There are also apps that allow you to keep track of your budget and even pay down debt using a snowball method. Whichever you choose, start getting real about why you spend the way that you do. Then, change your course by spending less and saving more so you can live a more comfortable existence throughout your retirement.

Red Rock Secured provides a valuable service for people wanting to retire with wealth. By investing in precious metals such as gold, silver, and platinum, you’re able to diversify your portfolio without exorbitant fees or penalties from the IRS. You have a tangible investment that you can liquidate and use whenever you need it most. It’s just another way for you to prepare for retirement by exercising a mindful money mindset.

Use this guide to familiarize yourself with the process so that you do it right.

Based on your life expectancy and the balance you have in your retirement accounts, you may be forced to withdraw some of the money you’ve saved if you’re 70 years of age. You read that right! As the New York Times explains, after years of encouragement to save, you’ll be penalized if you don’t spend some of the money you’ve squirreled away for your Golden Years.

The Need for a Good Financial Advisor

Working with a financial advisor helps you better understand the IRS requirements. The decision to work with a professional that deals with retirement savings and investments help protect all that you worked so hard for over the years. That way, you aren’t unnecessarily penalized for having amassed too much in your retirement account.

Locating the financial advisor that works best for you takes some research. You can read online reviews or even ask your family and friends who they would recommend. Meeting with the retirement professional allows you to see how they work and which types of investments they recommend.

Reviewing the Internal Revenue Service’s website helps you better understand the exact formula mentioned above. Learning what it entails makes it easier for you to spend and save going forward. The earlier you prepare for such things, the more opportunity you have to ask questions before it becomes imperative for you to withdraw money from your retirement account.

How You Can Avoid the Hassle by Buying Precious Metals

Red Rock Secured gives you the option to buy gold, silver, and platinum with taxed dollars. That means that you won’t need to worry about paying taxes on your retirement funds as you age because you’ll have already done so with the investments you’ve made. You’ll experience less of a hassle at a younger age which is all the more reason to diversify your portfolio with precious metals.

Storing your investments is easy, too. You can opt to have them delivered to your home or choose to keep them at our Depository. Either way, you’ll gain peace of mind knowing that you can take out your coins, look at them, hold them in your hands, and account for their whereabouts at any time.

Red Rock Secured Has Your Best Interests in Mind

Protect your savings by investing in precious metals. You’ll have a liquid asset that you can sell anytime that you need to. That’s news to your ears especially if you’re 70 ½ and needing to make withdrawals from your retirement account soon. You may be able to walk away with more money than you initially thought.

As mentioned before, acquainting yourself with IRS rules helps you avoid losing money on your retirement fund savings. If you need more information about transferring your saved balance into a Gold IRA, feel free to reach out to us for more information. There is valuable insight on our website that addresses many of the questions you might have, too.

REQUEST YOUR FREE GOLD IRA GUIDE by filling out the form above